The FCM Difference

Free application, consultation and approval
We do not charge an application fee. We will spend the time to educate you, consult you and approve your loan with no monetary commitment.

Full Fee Disclosure
We believe in full disclosure of all fees and charges. There are no surprises at the closing table.

Real Estate Expertise
We work closely with the area's top realtors as well as title companies and appraisers. These alliances afford us the ability to gain experts' insight on real estate transactions.

Ability to approve loans on site
We underwrite most of our loans in our office, which speeds up the process and makes the transaction smoother. We have underwritten thousands of loans and have seen virtually all scenarios.

Variety of programs
We offer a wide variety of products to suit the needs of our customers, from simple and straightforward to creative and complex.